Contributors

Douglas Dubitsky

Douglas Dubitsky

Vice President, Retirement Solutions at Guardian

Douglas Dubitsky is responsible for directing Guardian’s retirement product and service offerings. Under his leadership, Guardian is ushering in a new generation of retirement products designed to meet the evolving needs of what the small to mid-size business owner is looking for in 401(k) and other qualified plan solutions and individuals who are looking for guaranteed retirement income.

Mr. Dubitsky brings more than 15 years of cross-functional experience and a proven track record in retail and wholesale distribution in the insurance and financial services industry to his role at Guardian.

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Rachel-Barrow

Rachel Barrow

Director at Guardian

Rachel brings more than 15 years of marketing, advertising and financial experience in the insurance and financial services industries to her role at Guardian.

At Guardian, Rachel is responsible for developing marketing strategies and content resources for Guardian’s retirement product and service offerings. Under her leadership, educational tools and materials have been developed in the retirement space to help inform and meet the needs of individuals looking to take action and plan for The Next Now®… Retirement.

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Dr. Daniel Crosby, Ph.D

Daniel Crosby, Ph.D

President, IncBlot Behavioral Finance

Educated at Brigham Young and Emory Universities, Dr. Daniel Crosby is a psychologist and behavioral finance expert who helps organizations understand the intersection of minds and markets. Dr. Crosby’s ideas have appeared in The Huffington Post and Risk Management magazine, and he writes monthly columns for WealthManagement.com and InvestmentNews. He was named as one of “12 Thinkers to Watch” in the world of organizational psychology by Monster.com and a “Financial Blogger You Should Be Reading” by AARP. Dr. Crosby’s well-reviewed book, You’re Not That Great, applies elements of behavioral finance, such as loss aversion and availability heuristic to the pursuit of a meaningful life. When he is not consulting around market psychology, Daniel enjoys independent films, fanatically following the St. Louis Cardinals, and spending time with his wife and children.

Dr. Daniel Crosby is an independent contractor and is not an employee of Guardian Life Insurance Company of America or any of its affiliates.

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